Here at First Savings Mortgage we:
- Commit all our resources to providing consistent quality service to our most important component...you!
- Use "Streamline Documentation" to help take the guesswork and time out of your application process. We can close your loan in 3 business days or less if that's what you need!
- Render quality through automation. Our automated loan origination system assists our production team in accurately expediting your loan from start to finish.
- Are committed to making our community a better place to live, as evidenced by our initiation and dedication to affordable and common sense, customized housing programs.
Although First Savings can provide financing for almost any homeownership situation, it has developed several special service divisions to better tend to your individual needs. Below is a brief description of each departments function and its aim to best serve you.
Private Banking Division
In keeping with its commitment to excellence, service and satisfaction, First
Savings Mortgage has developed a Private Banking Division to specifically meet
the individual needs of our upper end, high-income market.
Most mortgage lenders are only capable of offering standardized mortgages for the mass market - the medium to lower income clientele. Many of the programs are not tailored to meet the requirements of the high net worth individual often faced with more complex qualifying factors. With several diverse programs the First Savings Private Banking Division provides the specialized attention these clients deserve.
Construction Division
Our construction division gives its undivided attention to meeting the specific
needs of our customers seeking to build and renovate their new and existing homes.
Our local presence and familiarity with the construction financing needs of our
community have made us a leader in providing customized financing. First Savings
is fortunate to offer exclusive, creative financing options that allow our customers
the opportunity to own the home of their dreams. To preview your options in more
detail, learn more about our Construction/Renovation
loans.
In-House Pricing, Processing, Underwriting and Closing
Our pricing, processing, underwriting and funding are done at the local level.
There are no loan committees or regional processing centers-the decisions that
affect you are made locally by the people that know your market.
First Saving Mortgage's personalized service is backed by the most technologically advanced mortgage processing system available in the mortgage finance industry today.
Our automated loan origination system assists our production team in expediting your loan application from processing through underwriting as well as the preparation of your closing and legal documents for settlement. Our investment in technology combined with an incredible support staff of trained mortgage professionals decreases the traditional financing time frame by over forty percent. In fact, we can close your loan in as little as three business days, if that's what you need.
